Direct private money lender · nationwide

Hard money loans funded in days, not months

Asset-based lending for real estate investors and property owners: bridge, fix & flip, cash-out, probate and more. We look at the property, not just your credit score.

5–10 daysTypical time to fund
40+ yearsLending experience
1st & 2ndLiens available

Get your loan terms

Step 1 of 2: about the loan. No obligation.
Same AWeber form and fields as today, in two short steps.
Residential & commercialSingle-family, multi-family & mixed useIndividuals, LLCs, corporations & trustsCredit is not the main factor
Loan programs

Financing built around the deal

Every loan is structured around your property and your exit plan.

Bridge loans

Short-term funding until permanent financing or the next stage of the project is in place.

  • Short term
  • Fast close

Fix & flip loans

Buy and renovate a property to resell for a profit, from cosmetic updates to full rehabs.

  • Purchase + rehab
  • Fast close

Cash-out & refinance

Pull equity out of a property you own for your next investment, repairs or debt payoff.

  • 1st or 2nd lien
  • Equity-based

Probate & estate loans

Funding against an inheritance or estate property while probate is still in process.

  • Heirs & executors
  • Trust loans

Investment property loans

Buy, build or improve rental and income property, residential or commercial.

  • Purchase
  • Construction

Owner-occupied business purpose

For owners who need fast, business-purpose funding against the home they live in.

  • Business purpose
  • Flexible credit
Why borrowers choose us

A direct lender, not a middleman

You talk to the people who make the decision, so answers come fast.

Days

Fast funding

Most loans fund in 5 to 10 days once the property checks out.

Asset

Property-first

We lend on the value of the real estate, so credit history isn't the deciding factor.

Flex

Flexible terms

Structured for your exit: sale, refinance or completion of the project.

40+

Years of experience

Four decades of private lending on residential, multi-family and commercial property.

How it works

From request to funding

STEP 1

Tell us the deal

Send the property, amount and your plan through the form or by phone.

STEP 2

Get terms

We review the property's value and send you loan terms quickly.

STEP 3

Appraisal & docs

We confirm the value, title and documents. No long bank underwriting.

STEP 4

Fund

Sign at escrow and the loan funds, typically 5 to 10 days from start.

FAQ

Hard money questions

What is a hard money loan?

A short-term loan secured by real estate, made by a private lender. Approval is based mainly on the property's value and your plan, not only on credit and income.

How fast can you fund?

Typically 5 to 10 days, depending on the appraisal, title and how quickly documents come in.

Do you check credit?

We look at credit, but it isn't the main factor. The property's equity and your exit plan matter most.

Can I borrow through an LLC or trust?

Yes. We lend to individuals, LLCs, partnerships, corporations and trusts.

Do you offer second liens?

Yes. We offer both 1st and 2nd lien hard money loans.

Have a deal ready?

Get terms from a direct lender you can trust.