Nationwide Hard Money Loans for Real Estate Investors and Property Owners


Top Hard Money Loans. provides a wide variety of hard money loans for real estate investors and property ownersthroughout Nationwide. Whether the real estate is residential or commercial, investment property or owner occupied, business purpose or consumer purpose, Top Hard Money Loans has a hard money loan program to help the borrower accomplish the borrower’s real estate goals. Top Hard Money Loans owner/broker has over 40 years of experience providing various types of hard money loans throughout Nationwide. Hard money real estate loans provide the borrower with fast and flexible funding.


A bridge loan is interim financing for an individual or business until permanent financing or the next stage of financing is obtained. Money from the new financing is generally used to "take out" the bridge loan, as well as other capitalization needs

Probate &
Estate Loans

A probate loan is a loan taken out against a future inheritance through the use of a hard money lender. Probate loans result in monthly repayments while probate continues to process, and the lender earns money through interest. Probate loans can also be called Estate loans or inheritance loans.

Cash Out &
Refinance Loans

Cash-out refinancing replaces your current home loan with a bigger mortgage, allowing you to take advantage of the equity you’ve built up in your home and access the difference between the two mortgages in cash. The cash can go toward virtually any purpose, such as home remodeling, consolidating high-interest debt or other financial goals

Fix and Flip

Fix-and-flip loans are short-term loans used by real estate investors to purchase and improve a property to then sell for a profit. These improvements range from minor renovations to a complete reconstruction of an existing home

Investment &
Property Loans

An investment property loan is money you borrow to buy or build a property that has the potential to produce income for you by leasing the space out to a tenant, or by re-selling it after you increase its value. Investment property loans include construction, purchase, and rehab.

Owner Occupied Hard
Money Lenders

Owner occupied hard money loans to purchase or refinance is a niche loan program not offered by all lenders. The benefit is that you now have access to money even though you can't qualify through a bank or institutional lender. Owner occupied is when the borrower resides in the subject property.

Hard Money Purchase
& Refinance Loans

​Cash Out Refinance Loans and Hard Money Refinance Loans, are the fast and flexible options for real estate investors looking to take equity from an existing investment property in order to reinvest the funds elsewhere.

Hard Money 2nd Loans
& Trust Deeds

A second trust deed is a loan or mortgage recorded against real estate behind an existing loan (first). A second trust deed is also known as a junior lien. The timing of the recording of the loans against the property determines the priority (first recorded loan is senior).

Asset - Based

Asset-based lending is the business of loaning money in an agreement that is secured by collateral. An asset-based loan or line of credit may be secured by inventory, accounts receivable, equipment, or other property owned by the borrower. The asset-based lending industry serves business, not consumers.


A trust fund is a collection of assets provided by an individual or group (the grantor) to benefit another individual or group (the beneficiary). Trust funds can provide your loved ones with financial support after you’ve passed away and can protect them from the stress of having your assets reviewed in probate court.